1.Archie is the owner of Knowle Grange. He purchased Knowle Grange in 1985 with title being transferred to him alone. However, the purchase was made with assistance from his wife, Betty. Betty contributed half of the asking price, and Archie the balance. The two moved into Knowle Grange. Unknown to Betty, Archie had to raise some of his share of the purchase price via a secured loan from the Midshire Bank; the security is a charge over Knowle Grange.