After reading your report, as well as comments by others on the teams, the Genesis team began to understand the importance of cash flow and financing in high-growth scenarios. The Genesis accountant suggested that the focus should be on developing a financial strategy that would ensure operational needs are met through short-term financing. The Genesis team instructed Sensible Essentials to explain in basic terms the factors and mechanics necessary to determine short-term financing needs. As the finance expert for Sensible Essentials, do the following: In your response, be sure to consider the time value of money and the relative advantages and disadvantages of short-term loans versus internally generated funds. Write your initial response in 34 paragraphs. Apply APA standards to citation of sources.