Complete the following End-of-Chapter questions and submit as a single 12-font, single spaced MS WORD document. Do not include a cover page or table-of-content. End-of-Chapter questions include 1) Discussions, 2) Exercises, and 3) Internet Exercises. Make sure the right question is being answered. The question # MUST proceed your answer to each question (i.e. Exercise #15). Failure to enter the question # will result in a lower grade. Chapter 12 Discussion question #1, #2, & #3 and Exercise #1, #12, & #16 Chapter 13 Discussion question #1, #2, #3, & #4 Exercise #3, #4, & #6 2 pages 2 references apa format no plagiarism mention question number only